Through Bandag do Brasil Ltda., manufactures and markets pre-cure retread for truck and bus tires primarily for the Brazilian market.Responsible for sales to Central America and the Caribbean Islands.By continuing to browse our website, you agree to use these cookies.
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With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Liberty Mutual. Long Term Disability Plan in the United States District Court for the Eastern District of North Carolina. As an employee of Bridgestone Americas, Inc. Bridgestone Firestone), Cotton-Lyons, a resident of Rocky Mount, North Carolina, is a qualified, vested member in her employers disability insurance plan with Liberty Life. The policy was effective for Cotton-Lyons on January 2, 2006. And, as the sole authority to grant or deny benefits to applicants under Cotton-Lyons plan, Liberty Life has a fiduciary responsibility to make decisions concerning Cotton-Lyonss benefits claims. Consequently, when Liberty Life denies a claim, it risks being accused of having a conflict of interest in that decision. In addition, Liberty Life risks being accused of being arbitrary and capricious in such decisions when they it resorts to using its own discretion in making those decisions. Under these fiduciary obligations to its insured members, Liberty Life must administer its disability insurance plans fairly and furnish disability benefits according to the terms of the subject Plan. Tire-Builder Is Injured On the Job at Bridgestone A 52-year-old tire-builder at Bridgestone Americas, Inc., Sandra Cotton-Lyons suffered an on-the -job injury on July 27, 2006, which resulted in several surgeries to her shoulder. When these surgeries resulted in Cotton-Lyons becoming totally disabled from performing her job, she ceased work and applied for her long term disability benefits and was initially granted those disability benefits. Cotton-Lyons Appeals Liberty Lifes Denial of Disability Benefits Then, Cotton-Lyons received a letter from Liberty Life, dated April 3, 2009 denying further disability benefits. Cotton-Lyons immediately appealed the insurers decision, submitted addition information, supported by medical records that proclaimed Cotton-Lyons totally disabled to perform her own employment or any other employment for that matter. In addition, the Social Security Administration declared Cotton-Lyons disabled and provided her with disability benefits under Title II and Title XVI. On January 19, 2010, Cotton-Lyons was notified that Liberty Life was choosing to uphold its denial and notifying Cotton-Lyons that she had exhausted her administrative appeals with the insurer. This letter resulted in Cotton-Lyons being forced to file a lawsuit against the insurer in an attempt to receive her duly deserved disability benefits. Discounting Cotton-Lyons physicians opinion, Liberty Life set itself up to be sued by Cotton-Lyons pursuant to 29 U.S.C. ![]() Consequently, Cotton-Lyons alleges that Liberty Life of Boston is wrongfully denying her disability benefits in violation of ERISA because she is totally disabled, cannot function at work, and the insurer refuses to afford proper weight to the evidence in evaluating Cotton-Lyons disability claim. Cotton-Lyons Asks the District Court for Her Disability Benefits Cotton-Lyons and her disability attorney asks the United States District Court for the Eastern District of North Carolina for declaratory and injunctive relief so as to provide her with all past-due short term and long term disability benefits under her plan for the duration of her disability or until she reaches the termination age of her plan. In addition, Cotton-Lyons and her disability attorney request that the Court award her reasonable attorney fees, expenses, and any other relief that the Court sees as just and appropriate. 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Before it will appear on this page it will need to be read approved by our lawyers. ![]() Bridgestone Firestone Employee Benefits Free Email ConsultationIf you are seeking assistance with your claim, then please give us a call or use our confidential Free Email Consultation form. FAQ Do you help Liberty Mutual claimants nationwide We represent Liberty Mutual clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys. Can you help with a Liberty Mutual disability insurance policy Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Liberty Mutual. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits.
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